This article has been retracted.
Is referred to by “Retraction Notice: M. A. Khan, M. W. Shehzad, M. A. Khan, Contemporary Challenges Confronting Islamic Banking & Finance, International Letters of Social and Humanistic Sciences, Vol. 55, pp. 86-94, 2015”, International Letters of Social and Humanistic Sciences. Vol. 76, pp. 49, 2017.
After checking the article  by the iThenticate software we became aware that a substantial part (more than 50%) of the main text of  had been copied from multiple other publications. Although the authors stated that it happened unintentionally, we believe that plagiarism in all its forms is unacceptable. Since the significant amount of the wording had been taken from previously published articles, the article  was subject to retraction for the purpose of alerting readers to the case of plagiarism.
Editors would like to apologize for the late detection of the problem to the readers of the Journal. We tend to publish original scientific manuscripts only.
We sincerely appreciate the efforts of anyone who brings matters of plagiarism to our attention. All authors of  were acknowledged about the decision to retract the article  and agreed to the retraction. Thus, the paper has been declared retracted and marked accordingly.
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